It confirms you’ve received independent legal advice before signing — usually a guarantee or mortgage for someone else. Banks often require one, and we provide it.
A solicitor’s certificate confirms you’ve received independent legal advice before signing something — most often a guarantee, mortgage or loan for someone else, like a family member or a company. Banks often require one so the agreement can’t later be challenged.
A solicitor not connected to the borrower or lender explains the documents, the risks and your obligations — including that you could lose your home if the borrower defaults — checks you’re acting freely, and signs the certificate.
Guaranteeing a loan is a serious commitment. Genuine, independent advice first means you go in with your eyes open — often your only chance to ask questions before you’re bound.
We provide solicitor’s certificates promptly and clearly, usually in a single fixed-fee appointment. Book a consult before you sign.
It confirms you received independent legal advice and understood the risks before signing, so the agreement can’t easily be challenged later.
No — it must be independent. The solicitor advising you can’t be acting for the borrower or the lender.
General information only — for advice about your situation, see more guides or book a consult with ORLA Legal.
Speak with an experienced Victorian lawyer — book online, or call us 24/7.
ORLA Legal works hand-in-glove with our sister services, so your loan, your conveyancing and your property search are coordinated by one team — all the way to settlement.